１ Pledge matters
⑴ I will confirm that I have requested the material for the product at my own discretion.
⑵ I understood the content and cost of the product.
⑶ I understand that costs may be incurred if the product is canceled early.
⑷ I receive English-language materials (application forms, prospectuses, and other materials) about the products and understand their contents.
⑸ I understand that if there are Japanese materials related to the product, the Japanese material waiting is just a reference material, the translation result is not guaranteed at all, and the English original text has priority in any case. doing.
⑹ I understand that the contract regarding the application is a direct contract between me and the seller of the product, and you have no responsibility for this contract.
⑺ I understand that the judgment of the credibility and reliability of the company or organization that manages the products and the operation results are at their own risk.
⑻ Even if it is difficult or impossible to recover the operating funds due to unforeseen circumstances (such as the failure of investees and investment companies), I do not take responsibility for all of them. I understand what I am.
⑼ I understand that I have selected all of the investment products or product groups at my own discretion.
⑽ I understand that in the case of early cancellation, partial cancellation, and cancellation procedures, the time required to receive a refund will be based on the provisions of the following products.
⑾ I will request your company to support merchandise application procedures and administrative procedures after completing application procedures. In addition, I agree to provide your name, address, contact information and other personal information, credit card information, my number information, etc. required for each procedure to your company and the sales company of the product.
⑿ I am involved in various administrative procedures (including all procedures at the time of application and after application), all problems that occur due to the content of documents, and all problems that occur at the processing stage I understand that everything is my responsibility and not attributable to your company, unless you can prove it as a mistake.
２ Confirmation of various risks
⑴ Risk of damage to principal due to changes in indicators, market trends, etc.
□ Depending on the market trends of stocks and receivables, which are indicators in the financial products, the operational status of overseas investment funds, etc. to which the client entrusts the operation of reserve funds may deteriorate, and as a result There is a risk of damage to the principal and loss or loss of assets.
⑵ Risk of damage to principal due to bankruptcy of financial institutions
□ Some financial instruments guarantee a certain yield, but if the financial institution that issues the structured bonds to be invested fails, the yield guarantee disappears, and the operating condition deteriorates in that state. If so, there is a risk that the principal accumulated by the customer will be damaged and assets will be lost or reduced.
⑶ Currency fluctuation risk
□ Due to fluctuations in foreign exchange due to changes in the world economy, the value of the currency selected by the customer will also fluctuate, and the reserve amount will be higher than expected, and the market capitalization of assets and future receipts will decrease. There is a risk.
⑷ Risk of change in investment plan due to bankruptcy of financial institutions
□ If the issuer of the financial product or the overseas financial institution that manages the customer’s assets fails, the market capitalization of the assets at that time will be returned and the subsequent investment will not be carried out. There is a risk of different results.
⑸ Risk of generation of cancellation fees
□ Depending on the product, a high cancellation fee may be charged. The customer’s policy is medium- to long-term investment, and early cancellation is different from the original assumption, but if you cancel early, the cancellation fee may be particularly high. As a result, there is a risk that the principal accumulated by the customer will be damaged and assets will be lost or reduced.
⑹ Risk that asset liquidity is limited
□ Depending on the product, it may not be possible to suspend the reserve, reduce the amount, or withdraw the reserve for a certain period of time, which may limit the liquidity of your assets. In addition, depending on the product, voluntary cancellation is difficult, and even if there is a refund due to cancellation, it may take a certain amount of time for the procedure, and there is a risk that the liquidity of your assets will be limited.
⑺ Risk of incurring fees
□ Various fees may be charged depending on the product, such as plan fees, initial fees, account management fees, portfolio management fees, credit card fees, etc.
⑻ Risk of uncertain maturity (redemption time)
□ Depending on the product, the redemption of investment funds may correspond to the completion of a specific project, but in this case, the success or completion of the completion of the specific project is uncertain, and the investment funds will not be redeemed, or There is a risk that the timing of redemption cannot be controlled.
⑼ Risks of future revisions to laws and regulations
□ In overseas countries and Japan, laws and regulations regarding products and administrative policies of administration will change in the future, and due to the impact, it will be impossible to continue to own products, for example, and disposal of cancellation etc. at unintended timing. There is a risk that it may be necessary to do so, and there is a risk that the principal accumulated by the customer will be damaged and assets will be lost or reduced.
⑽ Future tax system change risk
□ There is a risk that the tax system will change in the future in each country overseas and Japan, and the tax system effect obtained from the product will fluctuate due to the change.
⑾ System and operational risks
□ Regarding the information about customers and products, although the provider has strong security, there is a risk that the information may be lost due to malicious information from a third party.
⑿ Other risks
□ Other detailed risks are set for each product, and there is a risk that the principal accumulated by the customer may be damaged and assets may be lost or reduced.
